In jan 2008 I presented power point presentation regerding FINANCIAL PLANNING to 15-20 colleagues. I have checked if any of my colleague have started investing in diversified equity mutual funds since then what would have been his compounded annulised returns.
MUTUAL FUND SCEME SIP RETURNS ONE TIME RETURNS
BIRLA SUNLIFE 22.6 % 9.0 %
FRONTLINE EQUITY
BIRLA SUNLIFE MIDCAP 22.22 % 4.56 %
FI BLUECHIP 23.31 % 8.55 %
FI PRIMA PLUS 21.1 % 6.22 %
HDFC EQUITY 31.02 % 13.7 %
HDFC TOP 200 26.59 % 12.08 %
ICICI PRU DYNAMIC 24.37 % 9.85 %
ICICI PRU TOP 100 19.12 % 5.12 %
RELIANCE GROWTH 20.91 % 5.94 %
RELIANCE VISION 18.22 % 2.65 %
SBI MAGNUM CONTRA 15.57 % 2.85 %
These returns are from 1 feb 2008 to 1 apr 2011. Incidently the market had top in jan 2008, and crashed due to global financial problem, eventhough one had started at peak then also his S.I.P. returns are good. Always remember TIME IN THE MARKET IS MORE IMPORTANT THAN TRYING TO TIME THE MARKET. Also from above table it is clearly visible that s.i.p. is better than one time investment, it saves our skin eventhough by badluck we start investing at the top of market this clearly indicate that DISCIPLINE IS VERY VERY IMPORTANT FOR EQUITY INVESTMENT.
JUST SEE THIS LINK http://www.valueresearchonline.com/story/h2_storyview.asp?str=16861
MUTUAL FUND SCEME SIP RETURNS ONE TIME RETURNS
BIRLA SUNLIFE 22.6 % 9.0 %
FRONTLINE EQUITY
BIRLA SUNLIFE MIDCAP 22.22 % 4.56 %
FI BLUECHIP 23.31 % 8.55 %
FI PRIMA PLUS 21.1 % 6.22 %
HDFC EQUITY 31.02 % 13.7 %
HDFC TOP 200 26.59 % 12.08 %
ICICI PRU DYNAMIC 24.37 % 9.85 %
ICICI PRU TOP 100 19.12 % 5.12 %
RELIANCE GROWTH 20.91 % 5.94 %
RELIANCE VISION 18.22 % 2.65 %
SBI MAGNUM CONTRA 15.57 % 2.85 %
These returns are from 1 feb 2008 to 1 apr 2011. Incidently the market had top in jan 2008, and crashed due to global financial problem, eventhough one had started at peak then also his S.I.P. returns are good. Always remember TIME IN THE MARKET IS MORE IMPORTANT THAN TRYING TO TIME THE MARKET. Also from above table it is clearly visible that s.i.p. is better than one time investment, it saves our skin eventhough by badluck we start investing at the top of market this clearly indicate that DISCIPLINE IS VERY VERY IMPORTANT FOR EQUITY INVESTMENT.
JUST SEE THIS LINK http://www.valueresearchonline.com/story/h2_storyview.asp?str=16861
1 comment:
Pick the March 15, 2011 issue of Mutual Fund Insight to get answers to all your questions regarding SIP investment.
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